Most people can afford the monthly mortgage
By Moshe Wigder
The down payment is what stops them. State programs can help. In New Jersey, you can get up to $22,000. In Newark, you can get another $20,000 on top of that. In New York, programs go up to $100,000. So before you say you can't afford it, check with your state. There might be a program that gets you into your own home.
